Richard Hands has over twenty years experience of commercial banking in a variety of roles with Midland Bank/HSBC including front-line lending and lending control roles. He joined the Bank of England's Banking Supervision Division in 1993, principally to carry out on-site reviews of banks, having previously enjoyed a successful secondment to the Bank of England in a similar role between 1987 and 1989.
Richard left the Bank of England in 1997 to work for six years on a major World Bank and EBRD project in the financial sector in Russia. He has also worked as a consultant on banking and banking supervision issues in a number of other countries, including Armenia, Vietnam, China and several countries in West Africa. This has included a number of assignments for the World Bank and the IMF and, in particular, Basel Core Principles assessments in East African countries.
In addition, Richard has had spells in line regulation in two off-shore centres: in banking with the Jersey Financial Services Commission and a variety of financial sectors with the Anguilla Financial Services Commission.