People & partners

Sukhwinder Arora

Title
Associate Consultant
Teams
Email
Office
Biography

Over the past 30 years, Sukhwinder’s core work has been on development, delivery and review of policies and programmes designed to enable poor people to prepare for and benefit from economic development opportunities. Sukhwinder spent over 10 years directly implementing programmes and providing services to poor households and micro-businesses in India. As Principal Consultant for financial and private sector development, he has participated in a number of assignments for Oxford Policy Management (OPM). Since 2010, Sukhwinder has provided leadership on OPM assignments such as: Finalisation of programme design for micro and small enterprise financing in Bangladesh (DFID); Skills stock-take of the Tanzanian Financial Sector (Financial Sector Deepening Trust, Tanzania); Development of Rural Finance Policy and Strategy (Government of Zambia/ IFAD); Feasibility study for a Microfinance Capacity Building Facility for Africa (DFID and the World Bank); Review of Ubudehe Credit Scheme, Rwanda (DFID and SIDA); Establishment of a cross border trade and investment facilitation fund for South Asia (IFC); and Value for Money Assessment, Project completion review and Business Case finalisation, Financial Sector Deepening Trust, Kenya (DFID). During 1996 and 2006, Sukhwinder worked as private-sector development adviser for the UK Department for International Development (DFID) at its Delhi, London and Dhaka offices.

During 2003-2006 he worked at DFID Headquarters in London as a member of the Financial Sector Team that advocated increased access to financial services and policy linkages between financial sector development, economic growth and poverty reduction. During 2003-2006 he was also lead adviser to the Financial Deepening Challenge Fund (FDCF), which competitively selected private businesses from 12 countries to implement innovative programmes (including MPESA) to expand access to financial services. Sukhwinder has undertaken extensive research (both primary and secondary), programme design, strategic oversight and reviews related to financial services for households and enterprises. Some examples include:

  1. Primary research with Stuart Rutherford for The Poor and Their Money (1996-2000)
  2. Research with Malcolm Harper on the participation of banks in microfinance for Small Customer, Big Market: Commercial Banks in Microfinance (2005)
  3. Research with World Savings Bank on making savings banks more usable for the poor
  4. Design of national programmes (e.g. PROSPER, Bangladesh; National Microfinance Support Programme, India; and Credit and Savings for household Enterprise, India)
  5. Strategic advice and programme oversight (e.g. Financial Deepening Challenge Fund; India and global; National Microfinance Support Programme, India; and Credit and Savings for household Enterprise, India)
  6. Strategic reviews (e.g. IFC access to finance programme in China and Bangladesh; DFID investments in Bangladesh, Kenya, Rwanda, South Africa, Uganda, Zambia and Zimbabwe)
Projects
Africa
Nov 2015 - May 2021
Africa
June 2014 - March 2015
India
2014 - 2018
India
2014-2021
Tanzania
February - October 2014
Bangladesh
October 2013 - September 2018
Nigeria
2013-2014
Asia
2013-2014
Kenya
May 2013 – January 2014
Kenya
May - July 2013
Tanzania
January - September 2013
Uganda
December 2011
Sweden
2011-2012
Zambia
2011-2012
Bangladesh
September - November 2011
Rwanda
2011-2012
Ghana
2010-2011
Kenya
2010-2011
International
2010-2011
Kenya
2010-2011
Zimbabwe
June - October 2010
International
2009-2010
Tanzania
2009-2011
Zambia
2009-2012
Rwanda
May - June 2009
Rwanda
2008-2009
Cameroon
2008-2009
International
August - September 2008
Moldova
2007-2011
Kenya
January - February 2007
Kenya
September - October 2010